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How Low Interest Rates Increase Your Purchasing Power

How Low Interest Rates Increase Your Purchasing Power

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 4.09%, which is still very low in comparison to recent history! The interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power. Purchasing power, simply put, is […]

The Impact of Homeownership on Civic Involvement

The Impact of Homeownership on Civic Involvement

The National Association of Realtors recently released a study titled ‘Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most Americans: “Owning a home embodies the promise of individual autonomy and is the aspiration of most American households. Homeownership allows households to accumulate wealth and social status, and is the basis for a number […]

Will Housing Affordability Be a Challenge in 2018?

Will Housing Affordability Be a Challenge in 2018?

Some industry experts are saying that the housing market may be heading for a slowdown in 2018 based on rising home prices and a jump in mortgage interest rates. One of the data points they use is the Housing Affordability Index, as reported by the National Association of Realtors (NAR). Here is how NAR defines the index: “The Housing […]

9 Easy Ways to Cut Your Electric Bill by up to $750

9 Easy Ways to Cut Your Electric Bill by up to $750

With just a few simple adjustments, you can plug into big savings on your annual utility spending. We all want to save energy and money, right? But it’s not always so easy — perhaps you don’t have the time for a home energy audit, or maybe there simply isn’t room in the budget for that energy-saving […]

Bidding Wars Abound… How Long Will They Continue?

Bidding Wars Abound… How Long Will They Continue?

Just like with any product or service, the law of supply and demand impacts home prices. Any time that there is less supply than the market demands, prices increase. In many areas of the country, the supply of homes for sale in the starter and trade-up home markets is so low that bidding wars have […]

6 Seemingly Innocent Habits That Are Hurting Your Health

6 Seemingly Innocent Habits That Are Hurting Your Health

When it comes to unhealthy habits, there are many that are universally acknowledged: smoking, eating too much junk food, tanning beds, skimping on your sleep. But what about cooking with the wrong oil? Sitting all day? While they might not be as well-documented, many seemingly harmless daily habits can actually wreak havoc on your health—more […]


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