Seller Net Sheet
Estimate what you'll really pocket after selling your Florida home.
Your Estimated Net Proceeds
Seller Net Sheet
This is an estimate. Your exact figures depend on your contract, payoff statement, and proration date. Get an exact seller net sheet →
Get an Exact Seller Net Sheet
Selling soon? Leave your info and our team will prepare a precise, line-by-line net sheet for your transaction — fast, accurate, statewide.
How a Florida Seller Net Sheet Works
A net sheet answers the only question most sellers really care about: how much will I actually walk away with? It begins with your sale price and subtracts every cost that comes out of the seller's side at closing, leaving your estimated net proceeds. The calculator above uses Florida's promulgated title insurance rates and statutory doc-stamp formulas — the same numbers we apply on real Divito Real Estate Group closings — so your estimate lines up with your actual settlement statement.
The Big Three the Seller Enters
Real estate commission is usually the largest deduction — commonly around 5–6% of the sale price, split between the listing and buyer's agents. Mortgage payoff is the remaining balance on any loans secured by the property, taken straight from your lender's payoff statement (it may include a few days of per-diem interest). These two are unique to your situation, which is why you enter them yourself.
The Florida Seller Costs We Calculate
Owner's title insurance — in most Florida counties the seller customarily buys the owner's policy for the buyer, priced at the state-promulgated rate (about $5.75 per $1,000 up to $100,000, then $5.00 per $1,000 above that). In Miami-Dade, Broward, Sarasota, and Collier counties the buyer customarily pays; uncheck the box if that applies to you. Documentary stamp tax on the deed is $0.70 per $100 of the sale price ($0.60 in Miami-Dade) and is customarily a seller cost. Optional fields let you add a settlement/closing fee and any property-tax prorations or other agreed costs.
Why Your Net May Shift Slightly
A net sheet is an estimate. Final numbers depend on your exact contract terms, the payoff good through your closing date, property-tax prorations as of the day of closing, HOA or condo estoppel fees, and any repairs or credits negotiated with the buyer. For a precise, line-by-line net sheet built on your actual contract, request one above — we'll have it back to you fast.
Seller Net Sheet FAQs
What is a seller net sheet?
An itemized estimate of the proceeds you'll take home from selling your home. It starts with the sale price and subtracts your costs — commission, mortgage payoff, owner's title insurance, deed doc stamps, settlement fees, and prorations — to reach your estimated net proceeds.
Who pays the owner's title insurance in Florida?
By custom it varies by county. In most Florida counties the seller pays; in Miami-Dade, Broward, Sarasota, and Collier the buyer customarily pays. It's always negotiable in the contract — uncheck the box above if the buyer is paying in your deal.
Does the seller pay doc stamps in Florida?
Yes — the seller customarily pays the documentary stamp tax on the deed: $0.70 per $100 of sale price ($0.60 in Miami-Dade on single-family homes). It's included in the net sheet above.
Selling? Let Divito Real Estate Group Close It
We prepare your net sheet, handle title search and insurance, doc stamps, payoff coordination, and settlement — statewide, with transparent flat fees.
Buying or Selling in Florida?
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What you'll really walk away with when you sell
Your sale price isn't your take-home. After real estate commission, your mortgage payoff, documentary stamp tax on the deed, and other closing costs, your net proceeds can look quite different from the headline number. This seller net sheet estimates your actual walk-away so you can plan your next move with confidence.
Sellers use a net sheet to decide whether an offer works, how to price, and what they'll have for the down payment on their next home. It's one of the first things a listing agent prepares — and now you can preview it yourself.
How the net sheet works
Enter your expected sale price, mortgage payoff, and commission, and we subtract Florida's typical seller closing costs — including deed doc stamps — to estimate your net proceeds.
Frequently asked questions
How do I calculate my net proceeds?
Start with the sale price, then subtract commission, mortgage payoff, documentary stamp tax on the deed, and other seller closing costs. The calculator does this for you.
What closing costs do sellers pay in Florida?
Typically real estate commission, documentary stamp tax on the deed, title-related fees (which vary by county custom), and payoff coordination.
Will I owe taxes on my sale?
Possibly, depending on gain and whether it was your primary residence. This tool estimates closing costs, not income tax — check with a tax professional.
General information for Florida home buyers and sellers, not legal, tax, or lending advice. Figures are planning estimates; your final numbers come from your lender, title company, and closing agent.
The numbers are the start — a local Divito Real Estate Group agent turns them into a plan across South Florida and the Treasure Coast.