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Divito Real Estate Group

Free Florida Real Estate Calculators

Everything you need to plan a Florida purchase or sale — mortgage, affordability, closing costs, taxes, title, and more. Instant and free, no signup.

Buyer Tools

For home buyers

🏠
Home Affordability
See the price range and monthly payment you can comfortably afford.
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💵
Mortgage Payment
Estimate monthly principal, interest, taxes, and insurance.
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🧾
Buyer Closing Costs
Estimate every buyer fee, tax, and line item at closing.
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💳
Cash to Close
Total cash you'll need at the closing table.
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🪙
Down Payment & Costs
Plan your down payment and upfront costs together.
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⚖️
Rent vs. Buy
See whether buying or renting wins for your situation.
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Seller Tools

For home sellers

📋
Seller Net Sheet
Estimate your net proceeds after costs and payoff.
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Mortgage & Loan

Compare and optimize financing

📊
Debt-to-Income (DTI)
Check the ratio lenders use to qualify you.
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⏱️
Extra Payment Payoff
See interest saved and years shaved with extra payments.
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🔀
Loan Comparison
Compare two loan options side by side.
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📉
Points & Buydown
Is buying down your rate worth it?
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🔁
Refinance Break-Even
Find out when a refinance pays for itself.
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Taxes & Title

Florida taxes, title & recording

🏛️
Property Tax Estimator
Estimate annual property tax by county and sale price.
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📅
Property Tax Proration
Split taxes fairly between buyer and seller.
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🖊️
Doc Stamp Tax
Deed and note documentary stamp taxes.
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💠
Intangible Tax
Nonrecurring intangible tax on the mortgage.
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🗂️
Recording Fees
County recording fees for your documents.
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🛡️
Title Insurance
Owner's & lender's premiums at Florida rates.
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♻️
Title Reissue Rate
Savings when a prior policy qualifies for reissue.
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🏢
Commercial Title Insurance
Title premium estimates for commercial deals.
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🌐
FIRPTA Withholding
Foreign-seller withholding at closing.
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Timeline

Stay on schedule

🗓️
Contract Deadline
Key dates and deadlines from your effective date.
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Ready to Make Your Move?

Run the numbers, then talk to a local Divito Real Estate agent — free and no pressure.

Free Consultation →☎ (833) 334-8486
☎ Free Consultation