Divito Real Estate Group
Free Florida Real Estate Calculators
Everything you need to plan a Florida purchase or sale — mortgage, affordability, closing costs, taxes, title, and more. Instant and free, no signup.
Buyer Tools
For home buyers
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Home Affordability
See the price range and monthly payment you can comfortably afford.
Open calculator →💵
Mortgage Payment
Estimate monthly principal, interest, taxes, and insurance.
Open calculator →🧾
Buyer Closing Costs
Estimate every buyer fee, tax, and line item at closing.
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Cash to Close
Total cash you'll need at the closing table.
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Down Payment & Costs
Plan your down payment and upfront costs together.
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Rent vs. Buy
See whether buying or renting wins for your situation.
Open calculator →Seller Tools
For home sellers
Mortgage & Loan
Compare and optimize financing
📊
Debt-to-Income (DTI)
Check the ratio lenders use to qualify you.
Open calculator →⏱️
Extra Payment Payoff
See interest saved and years shaved with extra payments.
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Loan Comparison
Compare two loan options side by side.
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Points & Buydown
Is buying down your rate worth it?
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Refinance Break-Even
Find out when a refinance pays for itself.
Open calculator →Taxes & Title
Florida taxes, title & recording
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Property Tax Estimator
Estimate annual property tax by county and sale price.
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Property Tax Proration
Split taxes fairly between buyer and seller.
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Doc Stamp Tax
Deed and note documentary stamp taxes.
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Intangible Tax
Nonrecurring intangible tax on the mortgage.
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Recording Fees
County recording fees for your documents.
Open calculator →🛡️
Title Insurance
Owner's & lender's premiums at Florida rates.
Open calculator →♻️
Title Reissue Rate
Savings when a prior policy qualifies for reissue.
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Commercial Title Insurance
Title premium estimates for commercial deals.
Open calculator →🌐
FIRPTA Withholding
Foreign-seller withholding at closing.
Open calculator →Timeline
Stay on schedule
Ready to Make Your Move?
Run the numbers, then talk to a local Divito Real Estate agent — free and no pressure.